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Accucard Description

Accucard is an online credit card specialist offering a unique personalised
MasterCard credit card in the United Kingdom (customers resident in other
countries are NOT eligible). Choose your own Individual Interest Rate, CashBack
reward, Annual Fee (if any) and card design that suits you!!

Accucard - Latest Promotions

0% on Balance Transfers for 6 months from Accucard!

Your uniquely personalised Credit Card from Accucard - Click here!!

Accucard Reviews

Accucard Review by RacheI - was a bit reluctant to apply for this credit card as I'd not
heard of the company, but my fears have been groundless. What attracted me was
the combination of being able to choose the design of the card plus the money
back percentage. As I normally clear my balances in full, I chose the highest
interest rate and the highest cash back percentage (which goes up to 0.8%) with
no annual fee. I'm a big fan of cash back, at least I know I get a return on
using my credit card, just have to make sure I clear the account every month
so the interest payments don't cancel it out. They also give you a lower interest
rate if you pay by direct debit.

I chose to service the account on line. You get a monthly email when your statement
is ready and can then log on to check it and make a payment if you so wish.
The web site is easy to use and comprehensive. I've had no problems so haven't
needed to check the quality of customer service.

When you apply for the card, you use three sliders to select your preferred
combination of interst rate, cash back and annual fee. (e.g. if you don't normally
clear the account in full each month for an annual fee of £10, they'll
give you a lower interest rate). If you change your mind or your situation changes,
you can alter it up to three times a year without charge. When I applied I had
a phone call within a week to confirm I'd been succesful and inform me of my
credit limit. They then send you a set of forms for you to sign and return before
they issue the credit card. The interest rates are competitive (6.9% APR on
balance transfers for the first 6 months, 10.5% APR normally, 14% APR on
purchases) and the cash back goes up to 0.8% of value of purchases.

I'd recommend this if you're looking for a cash back credit card. When I logged
on last to view my statement, I see that they're now offering double cash back
for the first six months for new applicants. Money for nothing can't be bad!

Blue Bishop UK is an affiliate of Accucard.