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More Than Credit Card

MORE TH>N, from Royal & Sun Alliance, launches its new innovative credit card. A
card designed to give freedom and flexibility when creating the ideal credit card.
Customers can choose their own APR, cashback, servicing options and annual
fee to suit their needs as they change over time.

More Than Credit Card - Latest Promotions

Create your own flexible Mastercard, click here!

0% Balance Transfer with MORE TH>N Credit Card

More Than Credit Card Reviews

if, like me, you are the sort of person who pays off their credit card bill in full every
month then this is definitely the card for you. if you want to know about apr then this
isn't the review for you. i would strongly discourage borrowing money on any credit
card. excluding introductory offers, all credit cards charge extortionate rates. you are
much better off arranging a personal loan with your bank, given that you can't obtain
a remortage.

the accucard normal cash back rate of 0.8 per cent is doubled for the first six
months from when you open an account to a massive 1.6 per cent. use your card
for all your groceries, shopping, petrol and anywhere else where they will take
plastic and the cashback will soon mount up. if, unlike me, you are lucky enough to
have an expense account for work then put all these purchases on it too.

i amassed around 100 pounds in my first six months of use and am looking
forward to receiving my cheque through the post. money is sent to you on the first
anniversary of opening your account. online application is quick and easy and there
is no annual fee. payment is normally due 25 days after the date of each statement,
giving a maximum interest-free period of up to 56 days, depending on when you
make your purchases.

to make the double cashback period last longer, you could apply for one and then
six months later your partner could apply, each of you asking to be additional
cardholders on the other account!

if you are not sure how to compare the different cash back rates, for every 100
pounds you spend you will earn: 50p on a 0.5% rate, 80p on a 0.8% rate, 100p
on a 1% rate, and 160p on a 1.6% rate. as you can see, this means you will earn
over 3 times more with accucard than your present card if it has a 0.5%
cashback rate.

Even after your six months is up the normal cash back rate of 0.8 per cent is still
very competitive. the best normal rate is 1 per cent elsewhere.

Customer service is prompt and efficient. Other good features include electronic
statements which you are reminded of by email, and you even get to choose the
colour you want your card to be designed in. I chose a lovely girlie purple one!

BlueBishop.co.uk is an affiliate of More Than Credit Card.